Play Live Baccarat at Bang On
| Live Baccarat Games | 10+ |
| Deposit Options | Visa, PayPal, MasterCard |
| Welcome Bonus | up to 100% First Deposit Bonus |
| Popular Baccarat Games | Grand, Lotus, Speed |
Baccarat is one of the world's most popular online casino games nowadays as it is simple to play and offers plenty of fun. It is easy to play and hard to forget. However, in our view, when you play baccarat online live at a live casino, you enter a whole new dimension. By playing live dealer baccarat, the suspense and thrills on offer increase tenfold. Here at BangOn, we offer a nice variety of live baccarat, and in this guide you can find out all you need to know before sitting at our tables.
How to Play
Whenever you are playing casino games, you will want to playing process to be a simple one. When it comes to live baccarat online, you will be happy to find out that it is simple to play at our live casino. Below we have provided you with a step-by-step guide that explains how it is that you play live baccarat games here at BangOn:
- Sign up to our online casino - click on "Join Now" in the top right and provide us with some personal details
- Go to the cashier section and make a deposit using one of the many banking options that we have on offer
- Go to our live casino, find our live dealer baccarat options, and click on the one that appeals to you
- The live dealer will deal two hands - the Player and the Banker
- You can then place your wager on the hand that you think will have a value that is closest to nine. There is the option of betting on a tie, should you so wish
- The dealer will add up the value of each hand, sometimes adding a third card if necessary, and if you are correct you will win. If you guessed wrong, then you will lose your stake - it is that simple
Live Baccarat Rules
Although a live baccarat game has more rules than live blackjack, it is still a very simple game to play, as we showed in the section above. The only thing that you are tasked with doing is trying to predict the hand that will be as close to nine as possible. The live dealer will put down two hands and you then place your bets. In online blackjack, each player that is sitting at the table will receive their own cards, but this is not the case when it comes to baccarat. To start with, four cards will be dealt in the middle of the table - the "Player" will receive the first card and the third, while the "Banker" will get the second and fourth cards. Once all the live bets have been put down, the live dealer will turn over the cards and start calculating the value. If the points value is eight or nine for either hand, it is known as a natural win. If neither hand totals eight or nine, the dealer will take an additional card. Below you can find the rules that apply for a third card draw for both the Banker and Player hand.
Third Card Rule for Player
The rules of Baccarat dictate that the Player always goes first.
- If the hand totals eight or nine, it's called a natural win and no extra card is drawn
- The Player hand will always stand on six or seven too
- If the value is 0-5, a third card will be drawn, unless the Banker has eight or nine
Third Card Rule for Banker
There are more third card rules in play when it comes to the Banker:
- With a value of zero, one, or two, an additional card is drawn unless the player has a natural eight or nine
- With a value of three, an extra card will be given if the Player's third card is zero to seven, or a nine. If the Player's third card is an eight, then the Banker stands
- With a value of four, the bank receives an extra card if the Player's third card is two to seven. If it is zero, one, eight or nine, the Banker Stands
- With a value of five, the Banker gets an additional card if the Player's third card is four to seven. Then Banker will stand if the Player's third card is zero to three or eight or nine
- With a value of six, the Banker draws if the Player's third card is a six or seven. The Banker will stand if the Player's third card is zero to five, or eight or nine
- With a value of seven, the Banker stands
- With a value of eight or nine, neither hand receives a third card
Card Values in Baccarat
In order to truly understand how to play live baccarat, it is vital that you know how it is that the live dealer adds up the points. In the table below, you can find out the value of the different cards that are used during a game of baccarat:
| Cards | Value |
|---|---|
| Tens and Picture Cards | 0 points |
| Two to Nine | Worth face value |
| Ace | 1 point |
How to Win at Baccarat
So, you should know by now that you win when playing live dealer baccarat by predicting the hand that is closest to the value of nine. You also know what each card is worth, but how is the final value of a hand calculated? Well, the dealer will add up the value of the cards, and if the total goes into double digits, then the second digit is the hand's value. So, for example, if the Player's hand has a 6 and a 6, its total is 12, but the value of the hand is 2. Since the value is two, the dealer will need to draw a third card, unless the Banker has a natural. If you manage to guess correctly, then there is a 1:1 payout - this means that for every €1 that you bet, you will win €1. If you bet on the tie and are correct, then there is a much larger payout of 11:1. However, the house edge for such a bet is much higher, so your chances of winning are a lot slimmer. Wins for the Banker's hand come with a 5% commission that has to be paid - this is how your chosen online casino makes its money from baccarat.
Types of Live Baccarat
When a casino game becomes popular, all of the top software developers will start thinking about making some variants so that they can cash in on the popularity. There are three very popular types of live baccarat, and in this section of our guide, we are going to take a closer look at each one.
Punto Banco
Punto Banco, which is Spanish for "Player-Banker" is the most popular baccarat variant. It is sometimes called American Baccarat due to its immense popularity in the states, but it originates from Cuba and made its way to the US in the 1950s. This variant makes use of eight standard deck of cards, and comes with one of the lowest house edges. There can be up to 14 players at the table at any one time, which is more than is allowed for any other baccarat variant. The rules of Punto Banco and baccarat are pretty similar, so if you know how to play one, you will have no issue switching between the two. For instance, a third card can be drawn in Punto Banco, and you will not have a say on when this card will be dealt - there are set rules.
Chemin De Fer
Chemin De Fer, which is also called Railroad, is a very popular variant in continental Europe. There are six standard decks used, and anywhere between eight and twelve players can sit at the table at once. The gambling technique that is used in this variant is much different as you are actually betting against others at the table. Additionally, the house will also collect a fee from everyone's winnings. One of the main rules when you play Chemin De Fer is that each player takes it in turn to be the Banker, while everyone else at the table are the Punters. If it is your turn to be the Banker, you will have to place the max bet that you are happy to risk. The other players will then decide how much they want to bet, but they cannot go beyond your stake. The punter that puts down the highest wager will act as the Player for every other punter. The dealer will then put two cards face down - one pile for himself and one for the punters. The hands will then be compared and the winner is the one that has a natural eight or nine. If there is no natural, the Player must decide whether to take a third card - set rules apply.
Macao
As you can tell from the name, the Macao variant of baccarat originated in Asia, and it then made its way to Europe at some point in the 18th century. It is now a game that is really popular with baccarat fans in Russia. Only two decks of cards are used, and the live dealer is the Banker. The croupier will give a face-down card you as a Player and to themselves, the Banker. You then have to place a bet with the aim of the game being to beat the card value that the Banker has. If you have a natural nine, then you will get 3x your wager, so long as the Banker also does not have a natural nine. A natural eight will see you get 2x your wager, while a value of seven pays even. If the points are tied, whoever has the fewest cards will win. When playing this variant, you have the option of requesting extra cards - these are dealt face up.
Available Live Baccarat Games
Here at BangOn, a top online casino Ireland we know the importance of variety, which is why we have made sure to offer our punters a wide variety of baccarat variants. Below you can find out a bit more about the different variants that we have on offer:
Baccarat Classic
This is the standard live baccarat version that we have explained above, so you should already know all that you need to know about it.
Grand Baccarat
If you are searching for a VIP baccarat experience, then Grand Baccarat by Playtech will certainly be right up your street. Other than placing your standard baccarat wagers, you can also bet on a variety of side bets. The "Dealer Pair" and the "Banker Pair" have an 11:1 payout, "Perfect Pair" comes with a 25:1 payout, while "Either Pair" has an 11:1 payout. There is also the rare "Egalite Extra" that allows players to bet on a certain tie hand - it pays out up to 150:1. In the top left corner, you can see game limits and stats, while there are the cards drawn and a time in the opposite corner. At the bottom of the screen, you can adjust the volume, review the rules, and hide your wagers. There is a live chat feature so that you can have a social experience.
Speed Baccarat
Live dealer baccarat is already a fast game, with each round lasting around 48 seconds on average. However, if this is still too long for you, you can cut this time in half by playing speed baccarat live. The top software developer for this variant of baccarat is Evolution Gaming, without a doubt. It is played with eight standard decks of cards, and the value of the cards are the same as in Classic Baccarat. At the end of each round, a list of winners appears on the screen, so that you can see how others at the table have been fairing. There is a live chat feature that lets you speak to the dealer when you are playing, and you can keep track of your progress by clicking on the history button.
Multibet Baccarat
Multibet Baccarat has a no-commission and standard mode, and gives you the option of placing side bets without actually betting on the main hand. There are no fewer than 16 side bets on offer, which is more than in any other variant of this game. Each round of Multibet Baccarat begins with a betting round - you have to place stakes on all the main and side bets that you like before a timer runs out. The rounds in this variant are quick because the cards are dealt face up, meaning you will see the results right away. The dealer will draw for both the Banker and the Player, and a third card can be drawn. Like with other variants of this card game, the hand that is closest to the value of nine will be the winner. Let us now look at some of the side bets that you can place when playing this variant. The simplest one is the pair side bets where you can put money on the "Banker Pair", "Player Pair", "Either Pair", and "Perfect Pair". The payouts, respectively, are 11:1, 11:1, 25:1, and 5:1. Then there are "Big and Small" side bets that pay out 0.54:1 and 1.5:1 - the former pays out if the round finishes with five or six cards having been drawn, while the latter pays out with four cards having been drawn. Another popular side bet is "Panda 8", which pays out 25:1 if the Player hand wins with three cards that are worth eight points.
Lotus Speed Baccarat
OnAir Entertainment released this baccarat variant in 2022, and it has already gone on to be a big hit among fans of this game. The lotus, in Chinese culture, is the symbol of goodness, beauty, and honesty, so it is no surprise to find a game that has stunning graphics, a great setup, and friendly live dealers. As you can tell from the name, things happen at a fast pace when you are playing this variant. You place your bets on the Banker, Player, or Tie, and there are also some extra side bets as well. You can, if you so wish, change the colour of the grid to your favourite colour, while there are also game stats that you can make use of. Overall, if you are a big fan of live dealer baccarat, this really is a variant that we recommend you try out at least once.
Live Mobile Baccarat
You can play the best live baccarat variants available at BangOn on a wide variety of iPhone and mobile devices. We are aware of how popular mobile casino gaming is nowadays, which is why we have ensured that our desktop site has been made with all of the latest and best HTML5 software. As a result, our desktop site is one that will work flawlessly on your mobile devices. We do not have an app, so you do not need to waste valuable memory downloading one. So, if you want to make use of our baccarat live casino and test out some live baccarat strategies on the go, how do you go about doing so? Well, it is simple - all you need to do is load the BangOn site on your mobile device, and play directly from it. What if you lose connection during a live game? Well, if you are disconnected, any winnings that you land will be given to you when the connection is restored. Below are the main pros of playing baccarat at our live baccarat casino on your mobile device:
- You can play your favourite baccarat games wherever you happen to be
- You can still claim the bonuses and promos that are available
- You do not need to download any software
- Mobile sites are often quicker than desktop sites
Bonuses
We are part of one of the world's most competitive industries, so in order to try and stand out above our competitors, we offer our punters, both new and existing, a wide variety of bonuses and promotions that entice players to register and to then hang around. In this part of our guide, we shall speak about the different BangOn promotions that we have available at the moment.
Welcome Bonus
If you opt to register with BangOn to play online casino with live baccarat for real money, then what kind of welcome bonus is available? Well, with a minimum deposit of €10, you get a spin on our bonus wheel where you can receive a 1000% match up to €2000. You can use any bonus money on live baccarat, so it is a bit like a live baccarat bonus. Below we have provided you with some of the important T&Cs.
- A minimum deposit of €10
- Wagering requirements 65x
- Max bonus of €2000
Free Spins
Free spin bonuses allow you to play online slots without needed to risk any of your own money. At BangOn, we know that Irish punters love free spins, so we offer plenty. You can obviously not use these at our live baccarat online casino, but they can come in handy when you are taking a break from baccarat. MORE Free Spins: Deposit €20 and add the code "MORE" to be in with a shot of winning anywhere between 50 to 500 spins on quality slot games such as Irish Pot Luck, Starburst, Chilli Heat, and Fluffy Favourites. You can make use of this code once a week, so free spins on not rare at BangOn. Free Spins of the Month: This promotion gives you the opportunity to win between 20 and 500 free spins on 5 Lions Dance or Tree of Riches with casino deposits of just €20. The slots that these spins are available on will change regularly to keep things interesting.
Trophies
We will set our players a number of fun tasks, and those who manage to complete them will earn trophies. There are many different trophies that you can win, and for each five trophies that you land, you will go up a level. With each new level, you will earn yourself a number of free spins - the higher up you go, the more free spins will be on offer. For instance, those on level 1-5 will get 5+ bonus spins, while those who make it all the way to level 16 or higher will be able to claim 20+ bonus spins.
Live Baccarat RTP
Baccarat has become a really popular game due to the fact that it comes with a pretty high RTP. When you are playing at our live baccarat casino, the RTP will be 98.94%. When it comes to the different side bets, the RTP can vary between 89.64% for a Banker Pair and 97.35% for a Player Bonus. Keep in mind though that the RTP is just theoretical, so there is no guarantee that you will see such returns.
Other Games at Bang On Casino
At Bang On Casino, players can experience an exhilarating world of online gambling beyond traditional casino classics. Discover the thrill of jackpot slots, the elegance of online roulette, the excitement of megaways slots, the social fun of online bingo, and the instant wins of scratch cards. With diverse options to suit every player, Bang On Casino delivers an exhilarating gaming experience that keeps you coming back for more.
FAQs About Live Baccarat
How Does Live Baccarat Work?
The exact same way that normal baccarat works, with the main difference being that you are playing live and not against a compute.
What is Live Dealer Baccarat?
Live dealer baccarat is a version of baccarat where the dealer and everyone else at the table is a real person. It allows you to experience a land-based casino atmosphere without having to leave your home.
What is the Tiger Rule in Baccarat?
An independent side wager that you win if the Banker hand wins with a total of six with two or three cards.
Is There a Strategy in Baccarat?
Yes, there are a number of betting strategies for baccarat such as the Martingale strategy, the Fibonacci strategy, the Paroli System, and betting on the banker.
Are There professional Baccarat Players?
Yes, there are people out there who play professionally and make a good income playing the game.
Welcome offer T&C's: New players only, €10 min fund, €2,000 max bonus, 65x Bonus wagering requirements, max bonus conversion to real funds equal to lifetime deposits (up to €250), full T&Cs Apply
All values (Bet Levels, Maximum Wins etc.) mentioned in relation to any game are subject to change at any time